YNAB (You Need A Budget) is the money management software that I use and LOVE. It has seriously changed my life. It’s not just budgeting with YNAB. It’s an entire money philosophy with just 4 simple rules. YNAB has a 34 day free trial with no credit card required, so you have nothing to lose.
Mint offers budgeting and money management software. I have not personally used it, but I have heard great things about it. The best part: it’s totally free!
Mvelopes is a digital version of the cash envelope system. Mvelopes teaches you 4 steps to financial freedom and focuses on improving your habits. I have not tried Mvelopes yet, but I plan to do a full review for you. Mvelopes offers a free 30 day trial.
Debt Payoff Resources
Undebt.it is the debt management tool that I use. It has given us hope that we can really do this! Set up your debt management plan completely FREE!
Unbury.me is a simple debt repayment calculator. It is not nearly as robust as Undebt.it, but it offers quick visuals!
Credit Monitoring Resources
AnnualCreditReport.com is the official website that allows you to obtain your credit reports from all three credit reporting agencies. It is FREE to get a report from each agency once per year. This right is guaranteed by Federal law. Review your credit reports often to ensure your information is accurate.
myFICO is a subscription service that allows you to monitor your official FICO score and credit reports across all three bureaus.
Acorns automatically invests your spare change to make saving easy.
Betterment is an automated investing service. I am using this service for my baby emergency fund utilizing the Safety Net account type.
Personal Capital gives you everything you need to gauge, monitor and optimize your financial holdings. Link all of your external financial accounts and get immediate access to a comprehensive view of all your accounts.
Personal Finance Books